Texas · County property tax · ACS 2024
Borden County Property Taxes
The median homeowner in Borden County pays $460 a year, an effective rate of 0.42%, far below the U.S. average.
- $460
- Median tax / yr · Very low bill
- 0.42%
- Effective rate · Very low rate
- -77%
- vs U.S. average
- #249 of 250
- rank in TX
The verdict
Homeowners in Borden County pay a median $460 a year in property tax, an effective rate of 0.42%, more affordable than 92% of U.S. counties (Census ACS 2024).
- $460
- Median annual tax bill, 2024
- 0.42%
- Effective rate on median home
- #265 of 3135
- U.S. counties by tax burden
- -77%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($108,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Texas. Population: 713. Owner-occupied homes: 161.
The median annual property tax in Borden County is $460, which is 89% lower than the Texas state average and 77% below the national average. The effective tax rate is 0.42% on a median home value of $108,900. Property taxes represent 0.7% of the median household income in this county.
Borden County's rate standing among U.S. counties
Primary signal
The effective rate is a national tailwind
Borden County's 0.42% effective rate is among the lowest of 3,135 tracked counties: roughly 92% pay a higher rate.
Decision signal 2
The bill sits well below the national median
Homeowners in Borden County pay a median annual property tax of $460, far below the national median and far below the Texas state median. On a $108,900 median home, that works out to an effective rate of 0.42% once the local assessment base and millage are combined.
Decision signal 3
High among Texas counties by effective rate
Borden County ranks #249 of 250 counties in Texas by effective rate (0% of in-state counties pay a lower rate).
Decision signal 4
Income carries a light tax share
Property taxes in Borden County run well below the commonly cited 2%-4% national benchmark, at about 0.7% of the $65,625 median household income.
Decision signal 5
The latest release moved the bill down
Since 2023, the published ACS median estimate has eased 6.7%, from $493 to $460. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Informational notice
Figures describe the median homeowner household in Borden County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
This is one of the counties where the typical bill came down, from $782 in 2020 to $460 in 2024, a fall of 41%. The source reports the change but does not distinguish among rate, value, or household-composition effects.
The largest reported group here falls at the bottom of the national range: 77 of 161 owner-occupied homes (47.8%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Household income sits in the second quarter nationally and the effective rate in the lowest, so the median bill takes 0.7% of median household income. Both figures point the same way, which is unusual enough that the ratio above is worth reading rather than assumed.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
The published bill went DOWN here
Between the 2020 and 2024 ACS releases the median annual property tax in Borden County fell from $782 to $460, a change of -41.2%. Fewer than three counties in a hundred recorded any decline over this period; nearly everywhere else the published figure rose. A fall can reflect reassessment, a shifting mix of the homes surveyed, or genuine rate relief, and these estimates cannot separate those causes.
Paying off the mortgage changes the picture here
32.1% of Borden County homes owned free and clear (42 of 131) report no property tax at all, against 0.0% of homes still carrying a mortgage. A reported zero is not proof of an exemption: it can equally mean a bill paid by another party, or a reporting artefact. But a gap this size is where age- and disability-based relief usually shows up, because those programmes reach owners who have finished paying.
Borden County is an outlier inside Texas
Across the 250 Texas counties with a published rate, the average effective rate is 1.21%. Borden County is at 0.42%, which sits 2.7 standard deviations below that average. Fewer than one county in twenty nationally is this far from its own state's centre, so a state-level average is a poor guide to what is owed here.
Standard deviations are computed across every county in the state with a published effective rate for 2024; states with fewer than five such counties are not assessed.
What Borden County Homeowners Actually Pay
The single largest group of Borden County homeowners, 77 of 161 owner-occupied homes (47.8%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 47.8% (77)
- $800 to $1,499 19.3% (31)
- $1,500 to $1,999 1.9% (3)
- $2,000 to $2,999 1.2% (2)
- $3,000 or more 3.7% (6)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
42 homes here (26.1%) report no real estate tax at all, an unusually large share, high enough that the median bill above describes a minority of Borden County homeowners. Exemptions are set by state: how Texas handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Borden County pay a substantially higher bill, 42% more, pointing to a wide home-value gap between the two groups.
Borden County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Borden County's effective rate is higher than 0% of the 250 counties in Texas - ranking #249 of 250.
Where Borden County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.42% Among the most affordable more affordable than 92% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Among the lowest-taxed counties in the country
At 0.42%, Borden County sits in the lowest 8% of all U.S. counties by effective property-tax rate. A low rate does not by itself mean a low bill: the median here is $460, and what a homeowner actually pays depends as much on local home values as on the rate.
Borden County vs Benchmarks
| Metric | Borden County | Texas Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Very low bill | |||
| Effective Tax Rate Very low rate | |||
| Median Home Value | |||
| Tax as % of income Very light income burden | 0.7% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Borden County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Texas counties.
Borden County rate trail · QUIET
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $460 -6.7% | 0.42% |
| 2023 | $493 -15.4% | 0.47% |
| 2022 | $583 +10.6% | 0.56% |
| 2021 | $527 -32.6% | 0.37% |
| 2020 | $782 | 0.50% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Borden County: tax takes only 0.7% of income
Counties near Borden County's effective rate
On effective rate, Borden County sits nearest Wilson County (TN), Warren County (TN), Giles County (TN).
On published median-tax change, the nearest matches are Tensas Parish (LA), Hoonah-Angoon Census Area (AK), Garfield County (MT).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
IRS county file: no disclosed Borden County Schedule A rows
The IRS county file records no returns reporting real estate taxes on Schedule A for Borden County. That is a limit of the published data rather than a finding about the county: county-level figures are withheld where the counts are too small to disclose safely, which is common in places with few filers. Roughly one county in sixteen is in this position, so the filer view available elsewhere on this site is simply not available here. Source: IRS Statistics of Income county data.
Other Counties in Texas
Borden County rate FAQs
- How does Borden County property tax compare to the national average?
- Property taxes in Borden County run far below the national median of $1,993, an effective rate of 0.42% versus 0.92% nationally.
- What is the average property tax in Borden County, Texas?
- The median annual property tax in Borden County is $460, an effective rate of 0.42% on a $108,900 median home (Census ACS, 2024).
- What is the tax affordability score for Borden County?
- Borden County, Texas scores A+ (93/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is income room at A+ (0.7%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What percentage of income goes to property taxes in Borden County?
- Property taxes in Borden County run well below the commonly cited 2%-4% national benchmark, at about 0.7% of the $65,625 median household income.
- Are property taxes increasing in Borden County?
- The ACS median property-tax bill for Borden County is recorded at $460 in the 2024 5-year release against $782 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 161 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
What to do with Borden County's QUIET rate
Borden County's $460 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 0.7% of Borden County's $65,625 median household income goes to the property-tax bill.
Nationwide peers by effective rate (then bill)
Rate-first peers for Borden County's QUIET effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.42%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $460/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Borden County
Nearest ABS(median_tax) ACS peers for Borden County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Lawrence County, AR
ABS(median_tax) peer · $461/yr (near-tied bill ABS $1); rate 0.47% vs Borden County 0.42%.
Barbour County, AL
ABS(median_tax) peer · $462/yr (near-tied bill ABS $2); rate 0.41% vs Borden County 0.42%.
Pocahontas County, WV
ABS(median_tax) peer · $462/yr (near-tied bill ABS $2); rate 0.30% vs Borden County 0.42%.
Dale County, AL
ABS(median_tax) peer · $457/yr (near-tied bill ABS $3); rate 0.32% vs Borden County 0.42%.
Texas county set
State ACS overview for every published Texas county rate and median bill.
Assessment cycle basics
Borden County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Borden County (QUIET · LIGHT) - ACS medians, not a parcel bill.