$ PlainPropertyTax

Massachusetts · County property tax · ACS 2024

Worcester County Property Taxes

The median homeowner in Worcester County pays $5,438 a year, an effective rate of 1.28%, far above the U.S. average.

$5,438
Median tax / yr · Highest-decile bill
1.28%
Effective rate · High rate
+173%
vs U.S. average
#5 of 14
rank in MA

The verdict

Homeowners in Worcester County pay a median $5,438 a year in property tax, an effective rate of 1.28%, more affordable than 20% of U.S. counties (Census ACS 2024).

$5,438
Median annual tax bill, 2024
1.28%
Effective rate on median home
#2519 of 3135
U.S. counties by tax burden
+173%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($423,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

View saved counties

Census Bureau ACS property tax data for Massachusetts. Population: 867,788. Owner-occupied homes: 220,916.

The median annual property tax in Worcester County is $5,438, which is 9% lower than the Massachusetts state average and 173% above the national average. The effective tax rate is 1.28% on a median home value of $423,700. Property taxes represent 5.7% of the median household income in this county.

Why Worcester County's ACS bill runs high vs the U.S.

Primary signal

The bill sits well above the national median

Homeowners in Worcester County pay a median annual property tax of $5,438, far above the national median and modestly below the Massachusetts state median. On a $423,700 median home, that works out to an effective rate of 1.28% once the local assessment base and millage are combined.

Decision signal 2

Income carries a heavy tax share

Property taxes in Worcester County run a bit above the commonly cited 2%-4% national benchmark, at about 5.7% of the $95,939 median household income.

Decision signal 3

The effective rate sits near the national middle

Worcester County's 1.28% effective rate sits near the middle of 3,135 tracked counties (more affordable than 20%).

Decision signal 4

Near the middle of Massachusetts counties by effective rate

Worcester County ranks #5 of 14 counties in Massachusetts by effective rate (64% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in Worcester County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

A falling rate took the edge off

Worcester County's effective rate fell 13.6% across the 4-year span while its median home value rose 43.5%, leaving the median bill 24.0% higher at $5,438. That rate move is larger than the one in 57% of counties, so a good deal of the market's rise never reached the bill.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$5,438
Highest-decile bill
-9% vs State +173% vs US
Median Home Value
$423,700
-25% vs State +86% vs US
Effective Tax Rate
1.28%
High rate
+20% vs State +39% vs US

How to read this county's bill

Bills rose across 2020-2024, from $4,385 to $5,438, a gain of 24%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The heaviest band is also the fullest one here: 186,130 of 220,916 owner-occupied homes (84.3%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.

Both figures are in the national top quarter, and the median bill still equals only 5.7% of median household income. A high rate on high earnings produces a large dollar figure, and only the dollar figure tends to get quoted; the ratio above is the other half.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Worcester County Homeowners Actually Pay

The single largest group of Worcester County homeowners, 186,130 of 220,916 owner-occupied homes (84.3%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.

  • Less than $800 1.8% (4,061)
  • $800 to $1,499 2.6% (5,843)
  • $1,500 to $1,999 2.3% (5,161)
  • $2,000 to $2,999 6.5% (14,409)
  • $3,000 or more 84.3% (186,130)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

5,312 homes here (2.4%) report no real estate tax at all. Exemptions are set by state: how Massachusetts handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$5,456
$455/mo
Without Mortgage
$5,398
$450/mo

Mortgaged and non-mortgaged homeowners in Worcester County pay about the same bill, a 1% gap.

Worcester County's bill vs state & U.S. medians

Median annual bill bars around Worcester County's SPIKE ACS 2024 figure.

Worcester County $5,438
Massachusetts median $5,992
U.S. median $1,993

Worcester County's median bill is 9% below the Massachusetts median and 173% above the U.S. median.

Same bill as Massachusetts, a higher rate

The median bill lands within 9% of the Massachusetts median while the effective rate runs 20% above it. The two offset each other: a steeper rate applied to less valuable housing arrives at roughly the state's own $5,438. A rate ranking would place this county far from the middle; the bill does not.

Worcester County vs Benchmarks

Metric Worcester County Massachusetts Avg U.S. Avg
Median Annual Tax Highest-decile bill $5,438 $5,992 $1,993
Effective Tax Rate High rate 1.28% 1.07% 0.92%
Median Home Value $423,700 $562,100 $227,791
Tax as % of income Highest-decile income burden 5.7% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Is Worcester County's $5,438 median bill appeal-worthy?

At Worcester County's $5,438 ACS median (SPIKE), a 10% assessment cut is worth about $544/yr before exemptions. Appeal Savings Estimator · appeal guide for Massachusetts.

Worcester County bill trail · SPIKE

$4,000$4,500$5,000$5,500 20202021202220232024 $5,438
Worcester County ACS median tax 2020–2024: +24% ($4,385 → $5,438).
Year Median Tax (vs prior release) Effective Rate
2024 $5,438 +4.4% 1.28%
2023 $5,207 +5.8% 1.33%
2022 $4,922 +6.9% 1.36%
2021 $4,606 +5.0% 1.46%
2020 $4,385 1.48%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Worcester County: tax takes 5.7% of income

Tax-to-Income Ratio
5.7%
of median household income
Median Income
$95,939
per year
Monthly Tax
$453
per month

Counties near Worcester County's median bill

On effective rate, Worcester County sits nearest Wabaunsee County (KS), Shelby County (IA), Crawford County (IA).

On published median-tax change, the nearest matches are Randall County (TX), Madison County (OH), St. Francois County (MO).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Worcester County: only 8% of returns show Schedule A real-estate tax

Tax year 2022: 35,010 of 426,990 returns from Worcester County reported real estate taxes, averaging $7,321 - 33% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Massachusetts

View all counties in Massachusetts →

Worcester County bill FAQs

How does Worcester County property tax compare to the national average?
Property taxes in Worcester County run far above the national median of $1,993, an effective rate of 1.28% versus 0.92% nationally.
What is the average property tax in Worcester County, Massachusetts?
The median annual property tax in Worcester County is $5,438, an effective rate of 1.28% on a $423,700 median home (Census ACS, 2024).
What percentage of income goes to property taxes in Worcester County?
Property taxes in Worcester County run a bit above the commonly cited 2%-4% national benchmark, at about 5.7% of the $95,939 median household income.
What is the tax affordability score for Worcester County?
Worcester County, Massachusetts scores F (20/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at A- (+$58). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
Are property taxes increasing in Worcester County?
The ACS median property-tax bill for Worcester County jumped 24.0% between the 2020 and 2024 5-year releases, from $4,385 to $5,438, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Worcester County's SPIKE bill

Worcester County's $5,438 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →

Income burden is elevated here: about 5.7% of Worcester County's $95,939 median household income goes to the property-tax bill.

Nationwide peers by median bill (then rate)

Bill-first peers for Worcester County's SPIKE median, then a disjoint out-of-state rate set, not the same-state geography lattice.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.28%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $5,438/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Worcester County

Nearest ABS(median_tax) ACS peers for Worcester County (PAR · SPIKE), replacing the old fixed Keep exploring strip.

PAR SPIKE

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Worcester County (PAR · SPIKE) - ACS medians, not a parcel bill.