Illinois · County property tax · ACS 2024
Woodford County Property Taxes
The median homeowner in Woodford County pays $4,215 a year, an effective rate of 2.13%, far above the U.S. average.
- $4,215
- Median tax / yr · Highest-decile bill
- 2.13%
- Effective rate · Highest-decile rate
- +111%
- vs U.S. average
- #16 of 102
- rank in IL
The verdict
Homeowners in Woodford County pay a median $4,215 a year in property tax, an effective rate of 2.13%, more affordable than 2% of U.S. counties (Census ACS 2024).
- $4,215
- Median annual tax bill, 2024
- 2.13%
- Effective rate on median home
- #3080 of 3135
- U.S. counties by tax burden
- +111%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($197,600). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Illinois. Population: 38,312. Owner-occupied homes: 12,579.
The median annual property tax in Woodford County is $4,215, which is 20% lower than the Illinois state average and 111% above the national average. The effective tax rate is 2.13% on a median home value of $197,600. Property taxes represent 4.6% of the median household income in this county.
Why Woodford County's ACS bill runs high vs the U.S.
Primary signal
The bill sits well above the national median
Homeowners in Woodford County pay a median annual property tax of $4,215, far above the national median and notably lower than the Illinois state median. On a $197,600 median home, that works out to an effective rate of 2.13% once the local assessment base and millage are combined.
Decision signal 2
The effective rate is a national headwind
Woodford County's 2.13% effective rate is among the highest of 3,135 tracked counties: only about 98% pay more.
Decision signal 3
Low among Illinois counties by effective rate
Woodford County ranks #16 of 102 counties in Illinois by effective rate (84% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Woodford County run a bit above the commonly cited 2%-4% national benchmark, at about 4.6% of the $91,483 median household income.
Informational notice
Figures describe the median homeowner household in Woodford County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 6.3% down between 2020 and 2024, a smaller shift than in 74% of U.S. counties. With the median home value rose 15.7%, the median bill rose 8.4% to $4,215: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Very little moved here between 2020 and 2024: the typical bill went from $3,889 to $4,215, a change of 8%. The comparison describes county-level medians only; individual assessments and bills can differ.
The heaviest band is also the fullest one here: 8,292 of 12,579 owner-occupied homes (65.9%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Both figures are in the national top quarter, and the median bill still equals only 4.6% of median household income. A high rate on high earnings produces a large dollar figure, and only the dollar figure tends to get quoted; the ratio above is the other half.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Woodford County Homeowners Actually Pay
The single largest group of Woodford County homeowners, 8,292 of 12,579 owner-occupied homes (65.9%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 4.8% (600)
- $800 to $1,499 5.9% (738)
- $1,500 to $1,999 4.0% (497)
- $2,000 to $2,999 15.9% (1,995)
- $3,000 or more 65.9% (8,292)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
457 homes here (3.6%) report no real estate tax at all. Exemptions are set by state: how Illinois handles assessments and appeals.
With vs Without Mortgage
In Woodford County, mortgaged homeowners pay 13% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Woodford County's bill vs state & U.S. medians
Median annual bill bars around Woodford County's HEAVY ACS 2024 figure.
Woodford County's median bill is 20% below the Illinois median and 111% above the U.S. median.
Among the highest-taxed counties in the country
At 2.13%, Woodford County sits in the top 2% of all U.S. counties by effective property-tax rate. That is the rate, not the bill: a high rate on a modest home can still produce a smaller cheque than a low rate on an expensive one, which is why the $4,215 median bill is the number to compare against another county.
Woodford County vs Benchmarks
| Metric | Woodford County | Illinois Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Highest-decile bill | |||
| Effective Tax Rate Highest-decile rate | |||
| Median Home Value | |||
| Tax as % of income Highest-decile income burden | 4.6% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Is Woodford County's $4,215 median bill appeal-worthy?
At Woodford County's $4,215 ACS median (HEAVY), a 10% assessment cut is worth about $422/yr before exemptions. Appeal Savings Estimator · appeal guide for Illinois.
Woodford County bill trail · HEAVY
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $4,215 -0.2% | 2.13% |
| 2023 | $4,224 +2.4% | 2.18% |
| 2022 | $4,127 +6.6% | 2.22% |
| 2021 | $3,873 -0.4% | 2.25% |
| 2020 | $3,889 | 2.28% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Woodford County: tax takes 4.6% of income
Counties near Woodford County's median bill
On effective rate, Woodford County sits nearest Sullivan County (NH), Putnam County (NY), Herkimer County (NY).
On published median-tax change, the nearest matches are Haines Borough (AK), Hidalgo County (NM), Lowndes County (AL).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Woodford County: only 6% of returns show Schedule A real-estate tax
Tax year 2022: 1,120 of 18,350 returns from Woodford County reported real estate taxes, averaging $6,738 - 38% of those reporters sat in the $200k+ AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Illinois
Woodford County bill FAQs
- How does Woodford County property tax compare to the national average?
- Property taxes in Woodford County run far above the national median of $1,993, an effective rate of 2.13% versus 0.92% nationally.
- What is the average property tax in Woodford County, Illinois?
- The median annual property tax in Woodford County is $4,215, an effective rate of 2.13% on a $197,600 median home (Census ACS, 2024).
- What percentage of income goes to property taxes in Woodford County?
- Property taxes in Woodford County run a bit above the commonly cited 2%-4% national benchmark, at about 4.6% of the $91,483 median household income.
- What is the tax affordability score for Woodford County?
- Woodford County, Illinois scores F (16/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A- (2.16×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Woodford County?
- The ACS median property-tax bill for Woodford County climbed 8.4% between the 2020 and 2024 5-year releases, from $3,889 to $4,215, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
What to do with Woodford County's HEAVY bill
Woodford County's $4,215 median bill sits well above the U.S. median - size a personal estimate before treating the county headline as your budget. Estimate your bill →
Woodford County ranks #16 of 102 Illinois counties by effective rate - on the higher-burden half of the state ACS set. Illinois overview →
Nationwide peers by median bill (then rate)
Bill-first peers for Woodford County's HEAVY median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 2.13%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $4,215/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Woodford County
Nearest ABS(median_tax) ACS peers for Woodford County (PEAK · HEAVY), replacing the old fixed Keep exploring strip.
PEAK HEAVY
Thurston County, WA
ABS(median_tax) peer · $4,209/yr (near-tied bill ABS $6); rate 0.88% vs Woodford County 2.13%.
Lancaster County, NE
ABS(median_tax) peer · $4,204/yr (near-tied bill ABS $11); rate 1.53% vs Woodford County 2.13%.
Scott County, MN
ABS(median_tax) peer · $4,230/yr (near-tied bill ABS $15); rate 1.01% vs Woodford County 2.13%.
Warren County, OH
ABS(median_tax) peer · $4,199/yr (near-tied bill ABS $16); rate 1.20% vs Woodford County 2.13%.
Illinois county set
State ACS overview for every published Illinois county rate and median bill.
Appeal filing windows
Woodford County stamps PEAK · HEAVY - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Woodford County (PEAK · HEAVY) - ACS medians, not a parcel bill.