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North Dakota · County property tax · ACS 2024

Pembina County Property Taxes

The median homeowner in Pembina County pays $1,205 a year, an effective rate of 1.01%, well below the U.S. average.

$1,205
Median tax / yr · Below-median bill
1.01%
Effective rate · Above-median rate
-40%
vs U.S. average
#20 of 53
rank in ND

The verdict

Homeowners in Pembina County pay a median $1,205 a year in property tax, an effective rate of 1.01%, more affordable than 34% of U.S. counties (Census ACS 2024).

$1,205
Median annual tax bill, 2024
1.01%
Effective rate on median home
#2058 of 3135
U.S. counties by tax burden
-40%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($119,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for North Dakota. Population: 6,727. Owner-occupied homes: 2,217.

The median annual property tax in Pembina County is $1,205, which is 51% lower than the North Dakota state average and 40% below the national average. The effective tax rate is 1.01% on a median home value of $119,200. Property taxes represent 1.8% of the median household income in this county.

Pembina County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Pembina County's 1.01% effective rate sits near the middle of 3,135 tracked counties (more affordable than 34%).

Decision signal 2

The bill sits well below the national median

Homeowners in Pembina County pay a median annual property tax of $1,205, well below the national median and far below the North Dakota state median. On a $119,200 median home, that works out to an effective rate of 1.01% once the local assessment base and millage are combined.

Decision signal 3

Income carries a light tax share

Property taxes in Pembina County run a bit below the commonly cited 2%-4% national benchmark, at about 1.8% of the $68,393 median household income.

Decision signal 4

Near the middle of North Dakota counties by effective rate

Pembina County ranks #20 of 53 counties in North Dakota by effective rate (62% of in-state counties pay a lower rate).

Informational notice

Figures describe the median homeowner household in Pembina County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

A falling rate took the edge off

Pembina County's effective rate fell 12.3% across the 4-year span while its median home value rose 29.6%, leaving the median bill 13.6% higher at $1,205. That rate move is larger than the one in 51% of counties, so a good deal of the market's rise never reached the bill.

Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.

Median Annual Tax
$1,205
Below-median bill
-51% vs State -40% vs US
Median Home Value
$119,200
-52% vs State -48% vs US
Effective Tax Rate
1.01%
Above-median rate
+2% vs State +10% vs US

How to read this county's bill

Bills rose across 2020-2024, from $1,061 to $1,205, a gain of 14%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.

The fullest band here is the $800 to $1,499 range, holding 763 of 2,217 owner-occupied homes (34.4%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Both the income and the rate here sit in the third quarter nationally, and the median bill is 1.8% of median household income. Two above-average figures pulling in opposite directions is why the rate on its own is a poor guide.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Pembina County Homeowners Actually Pay

The single largest group of Pembina County homeowners, 763 of 2,217 owner-occupied homes (34.4%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 28.3% (627)
  • $800 to $1,499 34.4% (763)
  • $1,500 to $1,999 17.0% (377)
  • $2,000 to $2,999 8.3% (185)
  • $3,000 or more 6.3% (140)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

125 homes here (5.6%) report no real estate tax at all. Exemptions are set by state: how North Dakota handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$1,387
$116/mo
Without Mortgage
$1,093
$91/mo

In Pembina County, mortgaged homeowners pay 27% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.

Pembina County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Pembina County 1.01%
North Dakota average 0.99%
U.S. average 0.92%

Pembina County's effective rate is higher than 62% of the 53 counties in North Dakota - ranking #20 of 53.

Where Pembina County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.01% more affordable than 34% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Same rate as North Dakota, a smaller bill

The effective rate here sits within 2% of the North Dakota median, yet the median bill runs 51% below it. When the rate matches and the cheque does not, the difference is in what is being taxed, not how heavily: the same percentage applied to cheaper housing produces $1,205 here. That is why comparing counties on rate alone can invert the answer a homeowner actually cares about.

Pembina County vs Benchmarks

Metric Pembina County North Dakota Avg U.S. Avg
Median Annual Tax Below-median bill $1,205 $2,468 $1,993
Effective Tax Rate Above-median rate 1.01% 0.99% 0.92%
Median Home Value $119,200 $249,900 $227,791
Tax as % of income Light income burden 1.8% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Pembina County is PAR · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · North Dakota counties.

Pembina County rate trail · PAR

$1,050$1,100$1,150$1,200$1,250 20202021202220232024 $1,205
Pembina County ACS median tax 2020–2024: +14% ($1,061 → $1,205).
Year Median Tax (vs prior release) Effective Rate
2024 $1,205 +3.4% 1.01%
2023 $1,165 +1.5% 1.00%
2022 $1,148 +7.1% 1.02%
2021 $1,072 +1.0% 1.05%
2020 $1,061 1.15%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Pembina County: tax takes only 1.8% of income

Tax-to-Income Ratio
1.8%
of median household income
Median Income
$68,393
per year
Monthly Tax
$100
per month

Counties near Pembina County's effective rate

On effective rate, Pembina County sits nearest Hayes County (NE), Garden County (NE), Putnam County (MO).

On published median-tax change, the nearest matches are Tate County (MS), Lander County (NV), Brown County (SD).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Pembina County: only 2% of returns show Schedule A real-estate tax

Tax year 2022: 60 of 3,260 returns from Pembina County reported real estate taxes, averaging $3,000 - 67% of those reporters sat in the $75-100k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in North Dakota

View all counties in North Dakota →

Pembina County rate FAQs

How does Pembina County property tax compare to the national average?
Property taxes in Pembina County run well below the national median of $1,993, an effective rate of 1.01% versus 0.92% nationally.
What is the average property tax in Pembina County, North Dakota?
The median annual property tax in Pembina County is $1,205, an effective rate of 1.01% on a $119,200 median home (Census ACS, 2024).
What is the tax affordability score for Pembina County?
Pembina County, North Dakota scores C+ (60/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A+ (1.74×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What percentage of income goes to property taxes in Pembina County?
Property taxes in Pembina County run a bit below the commonly cited 2%-4% national benchmark, at about 1.8% of the $68,393 median household income.
Are property taxes increasing in Pembina County?
The ACS median property-tax bill for Pembina County climbed 13.6% between the 2020 and 2024 5-year releases, from $1,061 to $1,205, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.

What to do with Pembina County's PAR rate

Pembina County's $1,205 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →

Income burden is light here: about 1.8% of Pembina County's $68,393 median household income goes to the property-tax bill.

Nationwide peers by effective rate (then bill)

Rate-first peers for Pembina County's PAR effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 1.01%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,205/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Pembina County

Nearest ABS(median_tax) ACS peers for Pembina County (PAR · LIGHT), replacing the old fixed Keep exploring strip.

PAR LIGHT

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Pembina County (PAR · LIGHT) - ACS medians, not a parcel bill.