Michigan · County property tax · ACS 2024
Montmorency County Property Taxes
The median homeowner in Montmorency County pays $1,364 a year, an effective rate of 0.86%, well below the U.S. average.
- $1,364
- Median tax / yr · Below-median bill
- 0.86%
- Effective rate · Above-median rate
- -32%
- vs U.S. average
- #77 of 83
- rank in MI
The verdict
Homeowners in Montmorency County pay a median $1,364 a year in property tax, an effective rate of 0.86%, more affordable than 46% of U.S. counties (Census ACS 2024).
- $1,364
- Median annual tax bill, 2024
- 0.86%
- Effective rate on median home
- #1703 of 3135
- U.S. counties by tax burden
- -32%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($158,600). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Michigan. Population: 9,516. Owner-occupied homes: 4,326.
The median annual property tax in Montmorency County is $1,364, which is 53% lower than the Michigan state average and 32% below the national average. The effective tax rate is 0.86% on a median home value of $158,600. Property taxes represent 2.7% of the median household income in this county.
Montmorency County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Montmorency County's 0.86% effective rate sits near the middle of 3,135 tracked counties (more affordable than 46%).
Decision signal 2
The bill sits well below the national median
Homeowners in Montmorency County pay a median annual property tax of $1,364, well below the national median and far below the Michigan state median. On a $158,600 median home, that works out to an effective rate of 0.86% once the local assessment base and millage are combined.
Decision signal 3
High among Michigan counties by effective rate
Montmorency County ranks #77 of 83 counties in Michigan by effective rate (7% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Montmorency County run within the commonly cited 2%-4% national benchmark, at about 2.7% of the $49,756 median household income.
Informational notice
Figures describe the median homeowner household in Montmorency County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
The rate gave way faster than almost anywhere
Between the 2020 and 2024 releases the median home value in Montmorency County rose 40.0%, from $113,300 to $158,600. The effective rate fell 18.5% over the same span, a steeper move than in 78% of U.S. counties.
The median bill still rose 14.0%, to $1,364. Where the rate drops this far and the bill rises anyway, what changed is the value the rate is applied to.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,196 to $1,364, a gain of 14%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The fullest band here is the $800 to $1,499 range, holding 1,431 of 4,326 owner-occupied homes (33.1%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.
This county earns in the bottom quarter of the country and taxes above the median rate, so the median bill absorbs 2.7% of median household income. The rate alone understates that; it is the pairing that matters.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Montmorency County Homeowners Actually Pay
The single largest group of Montmorency County homeowners, 1,431 of 4,326 owner-occupied homes (33.1%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.
- Less than $800 20.9% (904)
- $800 to $1,499 33.1% (1,431)
- $1,500 to $1,999 14.2% (615)
- $2,000 to $2,999 14.9% (643)
- $3,000 or more 11.9% (514)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
219 homes here (5.1%) report no real estate tax at all. Exemptions are set by state: how Michigan handles assessments and appeals.
With vs Without Mortgage
In Montmorency County, mortgaged homeowners pay 14% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Montmorency County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Montmorency County's effective rate is higher than 7% of the 83 counties in Michigan - ranking #77 of 83.
Where Montmorency County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.86% more affordable than 46% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Below Michigan on both measures
Montmorency County's effective rate runs 31% under the Michigan median and its bill 53% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $1,364 median bill reflects a genuinely lighter charge than the Michigan norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.
Montmorency County vs Benchmarks
| Metric | Montmorency County | Michigan Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Below-median bill | |||
| Effective Tax Rate Above-median rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.7% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Montmorency County is UNDER · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Michigan counties.
Montmorency County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $1,364 +4.2% | 0.86% |
| 2023 | $1,309 +0.2% | 0.92% |
| 2022 | $1,306 +6.5% | 1.04% |
| 2021 | $1,226 +2.5% | 1.08% |
| 2020 | $1,196 | 1.06% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Montmorency County: tax-to-income at 2.7%
Counties near Montmorency County's effective rate
On effective rate, Montmorency County sits nearest Jefferson County (KY), Boone County (KY), St. Joseph County (IN).
On published median-tax change, the nearest matches are Burlington County (NJ), Stephens County (OK), Lamar County (MS).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Montmorency County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 100 of 4,820 returns from Montmorency County reported real estate taxes, averaging $4,100 - 50% of those reporters sat in the $50-75k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Michigan
Montmorency County rate FAQs
- How does Montmorency County property tax compare to the national average?
- Property taxes in Montmorency County run well below the national median of $1,993, an effective rate of 0.86% versus 0.92% nationally.
- What is the average property tax in Montmorency County, Michigan?
- The median annual property tax in Montmorency County is $1,364, an effective rate of 0.86% on a $158,600 median home (Census ACS, 2024).
- What is the tax affordability score for Montmorency County?
- Montmorency County, Michigan scores C- (51/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is mortgage premium at B- (+$181). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- Are property taxes increasing in Montmorency County?
- The ACS median property-tax bill for Montmorency County climbed 14.0% between the 2020 and 2024 5-year releases, from $1,196 to $1,364, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Montmorency County?
- Property taxes in Montmorency County run within the commonly cited 2%-4% national benchmark, at about 2.7% of the $49,756 median household income.
What to do with Montmorency County's UNDER rate
Montmorency County's $1,364 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Montmorency County ranks #77 of 83 Michigan counties by effective rate - on the lower-burden half of the state ACS set. Michigan overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Montmorency County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.86%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $1,364/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Montmorency County
Nearest ABS(median_tax) ACS peers for Montmorency County (UNDER · LIGHT), replacing the old fixed Keep exploring strip.
UNDER LIGHT
San Juan County, CO
ABS(median_tax) peer · tied with Montmorency County at $1,364/yr; rate 0.32% vs Montmorency County 0.86%.
Thomas County, NE
ABS(median_tax) peer · tied with Montmorency County at $1,364/yr; rate 1.25% vs Montmorency County 0.86%.
Treasure County, MT
ABS(median_tax) peer · tied with Montmorency County at $1,364/yr; rate 0.59% vs Montmorency County 0.86%.
Jackson County, OH
ABS(median_tax) peer · $1,363/yr (near-tied bill ABS $1); rate 0.90% vs Montmorency County 0.86%.
Michigan county set
State ACS overview for every published Michigan county rate and median bill.
Assessment cycle basics
Montmorency County stamps UNDER · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Montmorency County (UNDER · LIGHT) - ACS medians, not a parcel bill.