Oklahoma · County property tax · ACS 2024
McClain County Property Taxes
The median homeowner in McClain County pays $2,023 a year, an effective rate of 0.79%, roughly in line with the U.S. average.
- $2,023
- Median tax / yr · Above-median bill
- 0.79%
- Effective rate · Below-median rate
- +2%
- vs U.S. average
- #12 of 77
- rank in OK
The verdict
Homeowners in McClain County pay a median $2,023 a year in property tax, an effective rate of 0.79%, more affordable than 51% of U.S. counties (Census ACS 2024).
- $2,023
- Median annual tax bill, 2024
- 0.79%
- Effective rate on median home
- #1538 of 3135
- U.S. counties by tax burden
- +2%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($255,900). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Oklahoma. Population: 45,273. Owner-occupied homes: 13,021.
The median annual property tax in McClain County is $2,023, which is 27% higher than the Oklahoma state average and 2% above the national average. The effective tax rate is 0.79% on a median home value of $255,900. Property taxes represent 2.4% of the median household income in this county.
McClain County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
McClain County's 0.79% effective rate sits near the middle of 3,135 tracked counties (more affordable than 51%).
Decision signal 2
Low among Oklahoma counties by effective rate
McClain County ranks #12 of 77 counties in Oklahoma by effective rate (84% of in-state counties pay a lower rate).
Decision signal 3
The bill sits above the Oklahoma median
Homeowners in McClain County pay a median annual property tax of $2,023, roughly in line with the national median and well above the Oklahoma state median. On a $255,900 median home, that works out to an effective rate of 0.79% once the local assessment base and millage are combined.
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in McClain County run within the commonly cited 2%-4% national benchmark, at about 2.4% of the $84,552 median household income.
Informational notice
Figures describe the median homeowner household in McClain County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 9.7% down between 2020 and 2024, a smaller shift than in 61% of U.S. counties. With the median home value rose 39.2%, the median bill rose 25.7% to $2,023: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 26% from $1,609 to $2,023. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The heaviest band is also the fullest one here: 3,860 of 13,021 owner-occupied homes (29.6%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
Top-quartile earnings meet a below-median rate, putting the median bill at 2.4% of median household income. Counties in this position span a wide range on the ratio above, because the dollar bill tracks home values rather than the rate.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What McClain County Homeowners Actually Pay
The single largest group of McClain County homeowners, 3,860 of 13,021 owner-occupied homes (29.6%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 17.8% (2,321)
- $800 to $1,499 16.9% (2,201)
- $1,500 to $1,999 11.5% (1,495)
- $2,000 to $2,999 17.4% (2,262)
- $3,000 or more 29.6% (3,860)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
882 homes here (6.8%) report no real estate tax at all. Exemptions are set by state: how Oklahoma handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in McClain County pay more than double the bill of those without one (+83%), the widest kind of value gap this dataset tracks.
McClain County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
McClain County's effective rate is higher than 84% of the 77 counties in Oklahoma - ranking #12 of 77.
Where McClain County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
0.79% more affordable than 51% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
What changed since 2020
The median bill in McClain County moved from $1,609 in the 2020 release to $2,023 in 2024, a change of about 26%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
McClain County vs Benchmarks
| Metric | McClain County | Oklahoma Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Below-median income burden | 2.4% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
McClain County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Oklahoma counties.
McClain County rate trail · UNDER
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,023 +8.3% | 0.79% |
| 2023 | $1,868 +2.4% | 0.80% |
| 2022 | $1,824 +8.2% | 0.85% |
| 2021 | $1,686 +4.8% | 0.88% |
| 2020 | $1,609 | 0.88% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
McClain County: tax-to-income at 2.4%
Counties near McClain County's effective rate
On effective rate, McClain County sits nearest Wilson County (NC), Hyde County (NC), Forsyth County (NC).
On published median-tax change, the nearest matches are Monroe County (FL), Claiborne County (TN), St. Helena Parish (LA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
McClain County: only 7% of returns show Schedule A real-estate tax
Tax year 2022: 1,330 of 20,210 returns from McClain County reported real estate taxes, averaging $3,992 - 39% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Oklahoma
McClain County rate FAQs
- What is the average property tax in McClain County, Oklahoma?
- The median annual property tax in McClain County is $2,023, an effective rate of 0.79% on a $255,900 median home (Census ACS, 2024).
- What is the tax affordability score for McClain County?
- McClain County, Oklahoma scores D (41/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is income room at C- (2.4%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- How does McClain County property tax compare to the national average?
- Property taxes in McClain County run roughly in line with the national median of $1,993, an effective rate of 0.79% versus 0.92% nationally.
- Are property taxes increasing in McClain County?
- The ACS median property-tax bill for McClain County jumped 25.7% between the 2020 and 2024 5-year releases, from $1,609 to $2,023, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in McClain County?
- Property taxes in McClain County run within the commonly cited 2%-4% national benchmark, at about 2.4% of the $84,552 median household income.
What to do with McClain County's UNDER rate
Inside Oklahoma, McClain County's $2,023 median bill runs high versus the state median - compare the rest of the state before judging the burden. Oklahoma overview →
McClain County ranks #12 of 77 Oklahoma counties by effective rate - on the higher-burden half of the state ACS set. Oklahoma overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for McClain County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.79%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,023/yr. Rate peers are excluded so the two link sets stay distinct.
Read with McClain County
Nearest ABS(median_tax) ACS peers for McClain County (UNDER · MID), replacing the old fixed Keep exploring strip.
UNDER MID
Franklin County, TX
ABS(median_tax) peer · tied with McClain County at $2,023/yr; rate 0.89% vs McClain County 0.79%.
Bartow County, GA
ABS(median_tax) peer · $2,024/yr (near-tied bill ABS $1); rate 0.70% vs McClain County 0.79%.
Johnson County, IN
ABS(median_tax) peer · $2,024/yr (near-tied bill ABS $1); rate 0.71% vs McClain County 0.79%.
Troup County, GA
ABS(median_tax) peer · $2,024/yr (near-tied bill ABS $1); rate 0.93% vs McClain County 0.79%.
Cass County (rate-lane contrast)
Near McClain County on ACS median bill yet stamps a different effective-rate lane (1.34% vs 0.79%).
Oklahoma county set
State ACS overview for every published Oklahoma county rate and median bill.
Assessment cycle basics
McClain County stamps UNDER · MID - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 McClain County (UNDER · MID) - ACS medians, not a parcel bill.