Illinois · County property tax · ACS 2024
Macoupin County Property Taxes
The median homeowner in Macoupin County pays $2,073 a year, an effective rate of 1.50%, modestly above the U.S. average.
- $2,073
- Median tax / yr · Above-median bill
- 1.50%
- Effective rate · High rate
- +4%
- vs U.S. average
- #83 of 102
- rank in IL
The verdict
Homeowners in Macoupin County pay a median $2,073 a year in property tax, an effective rate of 1.50%, more affordable than 11% of U.S. counties (Census ACS 2024).
- $2,073
- Median annual tax bill, 2024
- 1.50%
- Effective rate on median home
- #2795 of 3135
- U.S. counties by tax burden
- +4%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($138,200). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Illinois. Population: 44,350. Owner-occupied homes: 13,796.
The median annual property tax in Macoupin County is $2,073, which is 61% lower than the Illinois state average and 4% above the national average. The effective tax rate is 1.50% on a median home value of $138,200. Property taxes represent 2.9% of the median household income in this county.
Macoupin County's rate standing among U.S. counties
Primary signal
The effective rate sits near the national middle
Macoupin County's 1.50% effective rate sits near the middle of 3,135 tracked counties (more affordable than 11%).
Decision signal 2
The bill sits below the Illinois median
Homeowners in Macoupin County pay a median annual property tax of $2,073, modestly above the national median and far below the Illinois state median. On a $138,200 median home, that works out to an effective rate of 1.50% once the local assessment base and millage are combined.
Decision signal 3
High among Illinois counties by effective rate
Macoupin County ranks #83 of 102 counties in Illinois by effective rate (19% of in-state counties pay a lower rate).
Decision signal 4
Income and the tax bill sit in the middle band
Property taxes in Macoupin County run within the commonly cited 2%-4% national benchmark, at about 2.9% of the $70,805 median household income.
Informational notice
Figures describe the median homeowner household in Macoupin County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
Most of the market's rise reached the bill
The effective rate here moved 9.8% down between 2020 and 2024, a smaller shift than in 61% of U.S. counties. With the median home value rose 34.3%, the median bill rose 21.2% to $2,073: the rate did comparatively little to offset the market.
Effective rate is the published median bill divided by the published median home value, so the two multiply back to the bill exactly; the rate's movement here is derived from those two figures rather than read from the rounded published rate. Both are ACS 5-year survey estimates for the median owner-occupied household, compared across non-overlapping releases. They describe what the Census published, not a local policy, assessment, or exemption change.
How to read this county's bill
Bills rose across 2020-2024, from $1,711 to $2,073, a gain of 21%. This is a comparison of published ACS medians, not an explanation of a particular property's assessment or tax bill.
The heaviest band is also the fullest one here: 3,996 of 13,796 owner-occupied homes (29.0%) report annual real-estate taxes above $3,000. That band has no upper edge in the source, so the county median understates the burden carried by the plurality rather than describing it.
The rate is in the national top quarter while earnings are only moderately above the midpoint, so the median bill claims 2.9% of median household income. A high rate is affordable only relative to something, and this is what it is relative to here.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Macoupin County Homeowners Actually Pay
The single largest group of Macoupin County homeowners, 3,996 of 13,796 owner-occupied homes (29.0%), pays $3,000 or more a year. The median is one point in this spread, not a typical bill.
- Less than $800 15.3% (2,115)
- $800 to $1,499 18.2% (2,508)
- $1,500 to $1,999 12.9% (1,786)
- $2,000 to $2,999 20.5% (2,825)
- $3,000 or more 29.0% (3,996)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
566 homes here (4.1%) report no real estate tax at all. Exemptions are set by state: how Illinois handles assessments and appeals.
With vs Without Mortgage
In Macoupin County, mortgaged homeowners pay 13% more than those without a mortgage, a gap that typically tracks higher home values rather than a different tax rate.
Macoupin County's effective rate vs peers
Effective property tax rate (median tax ÷ median home value), ACS 2024.
Macoupin County's effective rate is higher than 19% of the 102 counties in Illinois - ranking #83 of 102.
Where Macoupin County sits among every U.S. county
Effective property tax rate (median tax ÷ median home value)
1.50% more affordable than 11% of 3,135 U.S. counties
Show national distribution
Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2024
Below Illinois on both measures
Macoupin County's effective rate runs 25% under the Illinois median and its bill 61% under. Both sitting on the same side means the gap is not a valuation artefact: a county can post a low rate purely because its homes are expensive, but then the bill rises to meet the state. Here it does not, so the $2,073 median bill reflects a genuinely lighter charge than the Illinois norm rather than a different denominator. Compare it against the state page before reading anything into the county rank.
Macoupin County vs Benchmarks
| Metric | Macoupin County | Illinois Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Above-median bill | |||
| Effective Tax Rate High rate | |||
| Median Home Value | |||
| Tax as % of income Above-median income burden | 2.9% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Macoupin County's STEEP · MID lane - is an appeal worth running?
On Macoupin County's published figures (STEEP · MID), a $138,200 median home carries a $2,073 median bill, so every 10% off an assessed value is worth about $207 a year at the same rate. Appeal Savings Estimator · appeal guide for Illinois.
Macoupin County rate trail · STEEP
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $2,073 +4.2% | 1.50% |
| 2023 | $1,990 +3.2% | 1.58% |
| 2022 | $1,928 +7.3% | 1.59% |
| 2021 | $1,796 +5.0% | 1.73% |
| 2020 | $1,711 | 1.66% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Macoupin County: tax-to-income at 2.9%
Counties near Macoupin County's effective rate
On effective rate, Macoupin County sits nearest Black Hawk County (IA), Muscatine County (IA), Shawnee County (KS).
On published median-tax change, the nearest matches are Thomas County (KS), Seneca County (NY), Tama County (IA).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
Macoupin County: only 2% of returns show Schedule A real-estate tax
Tax year 2022: 470 of 20,860 returns from Macoupin County reported real estate taxes, averaging $3,826 - 40% of those reporters sat in the $100-200k AGI band.
What this IRS county file does not say
Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.
Other Counties in Illinois
Macoupin County rate FAQs
- How does Macoupin County property tax compare to the national average?
- Property taxes in Macoupin County run modestly above the national median of $1,993, an effective rate of 1.50% versus 0.92% nationally.
- What is the tax affordability score for Macoupin County?
- Macoupin County, Illinois scores F (37/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is housing pressure at A (1.95×). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Macoupin County, Illinois?
- The median annual property tax in Macoupin County is $2,073, an effective rate of 1.50% on a $138,200 median home (Census ACS, 2024).
- Are property taxes increasing in Macoupin County?
- The ACS median property-tax bill for Macoupin County jumped 21.2% between the 2020 and 2024 5-year releases, from $1,711 to $2,073, a 4-year span. These are survey estimates covering five years each, so this compares the two releases furthest apart rather than consecutive ones, which overlap and would mostly measure the same households twice.
- What percentage of income goes to property taxes in Macoupin County?
- Property taxes in Macoupin County run within the commonly cited 2%-4% national benchmark, at about 2.9% of the $70,805 median household income.
What to do with Macoupin County's STEEP rate
Inside Illinois, Macoupin County's $2,073 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Illinois overview →
Macoupin County ranks #83 of 102 Illinois counties by effective rate - on the lower-burden half of the state ACS set. Illinois overview →
Nationwide peers by effective rate (then bill)
Rate-first peers for Macoupin County's STEEP effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 1.50%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $2,073/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Macoupin County
Nearest ABS(median_tax) ACS peers for Macoupin County (STEEP · MID), replacing the old fixed Keep exploring strip.
STEEP MID
Rockdale County, GA
ABS(median_tax) peer · $2,074/yr (near-tied bill ABS $1); rate 0.71% vs Macoupin County 1.50%.
Brule County, SD
ABS(median_tax) peer · $2,071/yr (near-tied bill ABS $2); rate 0.96% vs Macoupin County 1.50%.
Colonial Heights city, VA
ABS(median_tax) peer · $2,071/yr (near-tied bill ABS $2); rate 0.84% vs Macoupin County 1.50%.
Grand County, CO
ABS(median_tax) peer · $2,071/yr (near-tied bill ABS $2); rate 0.34% vs Macoupin County 1.50%.
Illinois county set
State ACS overview for every published Illinois county rate and median bill.
Appeal filing windows
Macoupin County stamps STEEP · MID - review notice deadlines before quoting the ACS median.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Macoupin County (STEEP · MID) - ACS medians, not a parcel bill.