Oklahoma · County property tax · ACS 2024
Harmon County Property Taxes
The median homeowner in Harmon County pays $537 a year, an effective rate of 0.67%, far below the U.S. average.
- $537
- Median tax / yr · Very low bill
- 0.67%
- Effective rate · Below-median rate
- -73%
- vs U.S. average
- #27 of 77
- rank in OK
The verdict
Homeowners in Harmon County pay a median $537 a year in property tax, an effective rate of 0.67%, more affordable than 63% of U.S. counties (Census ACS 2024).
- $537
- Median annual tax bill, 2024
- 0.67%
- Effective rate on median home
- #1158 of 3135
- U.S. counties by tax burden
- -73%
- vs the national average bill
Effective rate is the median property tax bill divided by the median home value ($79,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.
Census Bureau ACS property tax data for Oklahoma. Population: 2,406. Owner-occupied homes: 672.
The median annual property tax in Harmon County is $537, which is 66% lower than the Oklahoma state average and 73% below the national average. The effective tax rate is 0.67% on a median home value of $79,700. Property taxes represent 1.2% of the median household income in this county.
Why Harmon County's ACS bill runs light vs the U.S.
Primary signal
The bill sits well below the national median
Homeowners in Harmon County pay a median annual property tax of $537, far below the national median and far below the Oklahoma state median. On a $79,700 median home, that works out to an effective rate of 0.67% once the local assessment base and millage are combined.
Decision signal 2
Income carries a light tax share
Property taxes in Harmon County run well below the commonly cited 2%-4% national benchmark, at about 1.2% of the $43,333 median household income.
Decision signal 3
Near the middle of Oklahoma counties by effective rate
Harmon County ranks #27 of 77 counties in Oklahoma by effective rate (65% of in-state counties pay a lower rate).
Decision signal 4
The effective rate sits near the national middle
Harmon County's 0.67% effective rate sits near the middle of 3,135 tracked counties (more affordable than 63%).
Decision signal 5
The latest release held the bill roughly steady
Since 2023, the published ACS median estimate has held roughly steady, up 1.7%, from $528 to $537. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.
Informational notice
Figures describe the median homeowner household in Harmon County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.
How to read this county's bill
The bill here climbed steeply over 2020-2024, up 25% from $429 to $537. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.
The largest reported group here falls at the bottom of the national range: 442 of 672 owner-occupied homes (65.8%) report annual real-estate taxes under $800. This distribution describes reported owner-occupied homes, not an affordability judgment for any property.
Incomes here are in the lowest quarter nationally while the rate sits just below the middle, and the median bill lands at 1.2% of median household income. The rate reads as unremarkable in a national ranking; the earnings behind it are not, and the ratio above is where the two meet.
The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.
What Harmon County Homeowners Actually Pay
The single largest group of Harmon County homeowners, 442 of 672 owner-occupied homes (65.8%), pays less than $800 a year. The median is one point in this spread, not a typical bill.
- Less than $800 65.8% (442)
- $800 to $1,499 18.3% (123)
- $1,500 to $1,999 7.4% (50)
- $2,000 to $2,999 4.8% (32)
- $3,000 or more 2.7% (18)
Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.
7 homes here (1.0%) report no real estate tax at all. Exemptions are set by state: how Oklahoma handles assessments and appeals.
With vs Without Mortgage
Mortgaged homeowners in Harmon County pay more than double the bill of those without one (+78%), the widest kind of value gap this dataset tracks.
Harmon County's bill vs state & U.S. medians
Median annual bill bars around Harmon County's LIGHT ACS 2024 figure.
Harmon County's median bill is 66% below the Oklahoma median and 73% below the U.S. median.
What changed since 2020
The median bill in Harmon County moved from $429 in the 2020 release to $537 in 2024, a change of about 25%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.
Harmon County vs Benchmarks
| Metric | Harmon County | Oklahoma Avg | U.S. Avg |
|---|---|---|---|
| Median Annual Tax Very low bill | |||
| Effective Tax Rate Below-median rate | |||
| Median Home Value | |||
| Tax as % of income Very light income burden | 1.2% | - | - |
Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.
Harmon County is QUIET · LIGHT on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Oklahoma counties.
Harmon County bill trail · LIGHT
| Year | Median Tax (vs prior release) | Effective Rate |
|---|---|---|
| 2024 | $537 +1.7% | 0.67% |
| 2023 | $528 +2.3% | 0.70% |
| 2022 | $516 +9.1% | 0.66% |
| 2021 | $473 +10.3% | 0.59% |
| 2020 | $429 | 0.60% |
Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.
Harmon County: tax takes only 1.2% of income
Counties near Harmon County's median bill
On effective rate, Harmon County sits nearest Yadkin County (NC), Randolph County (NC), Pasquotank County (NC).
On published median-tax change, the nearest matches are Jefferson County (IL), Lumpkin County (GA), Mitchell County (KS).
How peers are chosen
These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.
Similar effective rates
Similar published median-tax changes, 2020–2024
IRS county file: no disclosed Harmon County Schedule A rows
The IRS county file records no returns reporting real estate taxes on Schedule A for Harmon County. That is a limit of the published data rather than a finding about the county: county-level figures are withheld where the counts are too small to disclose safely, which is common in places with few filers. Roughly one county in sixteen is in this position, so the filer view available elsewhere on this site is simply not available here. Source: IRS Statistics of Income county data.
Other Counties in Oklahoma
Harmon County bill FAQs
- How does Harmon County property tax compare to the national average?
- Property taxes in Harmon County run far below the national median of $1,993, an effective rate of 0.67% versus 0.92% nationally.
- What percentage of income goes to property taxes in Harmon County?
- Property taxes in Harmon County run well below the commonly cited 2%-4% national benchmark, at about 1.2% of the $43,333 median household income.
- Are property taxes increasing in Harmon County?
- The ACS median property-tax bill for Harmon County is recorded at $537 in the 2024 5-year release against $429 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 672 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
- What is the tax affordability score for Harmon County?
- Harmon County, Oklahoma scores B+ (78/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is bill size at A+ ($537/yr). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
- What is the average property tax in Harmon County, Oklahoma?
- The median annual property tax in Harmon County is $537, an effective rate of 0.67% on a $79,700 median home (Census ACS, 2024).
What to do with Harmon County's LIGHT bill
Harmon County's $537 median bill sits well below the U.S. median - still size a parcel estimate; local millage and exemptions move the real bill. Estimate your bill →
Income burden is light here: about 1.2% of Harmon County's $43,333 median household income goes to the property-tax bill.
Nationwide peers by median bill (then rate)
Bill-first peers for Harmon County's LIGHT median, then a disjoint out-of-state rate set, not the same-state geography lattice.
Similar effective rate
Nearest out-of-state counties by ACS effective rate. This county: 0.67%.
Similar median bill
Nearest out-of-state counties by ACS median annual tax. This county: $537/yr. Rate peers are excluded so the two link sets stay distinct.
Read with Harmon County
Nearest ABS(median_tax) ACS peers for Harmon County (QUIET · LIGHT), replacing the old fixed Keep exploring strip.
QUIET LIGHT
Chilton County, AL
ABS(median_tax) peer · tied with Harmon County at $537/yr; rate 0.33% vs Harmon County 0.67%.
Roane County, WV
ABS(median_tax) peer · tied with Harmon County at $537/yr; rate 0.44% vs Harmon County 0.67%.
Lincoln County, WV
ABS(median_tax) peer · $538/yr (near-tied bill ABS $1); rate 0.51% vs Harmon County 0.67%.
Braxton County, WV
ABS(median_tax) peer · $535/yr (near-tied bill ABS $2); rate 0.45% vs Harmon County 0.67%.
Oklahoma county set
State ACS overview for every published Oklahoma county rate and median bill.
Assessment cycle basics
Harmon County stamps QUIET · LIGHT - how assessed value and millage become the ACS median bill.
Data vintage and method
Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.
Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.
Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Harmon County (QUIET · LIGHT) - ACS medians, not a parcel bill.