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Montana · County property tax · ACS 2024

Deer Lodge County Property Taxes

The median homeowner in Deer Lodge County pays $1,803 a year, an effective rate of 0.78%, notably lower than the U.S. average.

$1,803
Median tax / yr · Above-median bill
0.78%
Effective rate · Below-median rate
-10%
vs U.S. average
#21 of 56
rank in MT

The verdict

Homeowners in Deer Lodge County pay a median $1,803 a year in property tax, an effective rate of 0.78%, more affordable than 52% of U.S. counties (Census ACS 2024).

$1,803
Median annual tax bill, 2024
0.78%
Effective rate on median home
#1507 of 3135
U.S. counties by tax burden
-10%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($231,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

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Census Bureau ACS property tax data for Montana. Population: 9,597. Owner-occupied homes: 3,267.

The median annual property tax in Deer Lodge County is $1,803, which is 33% lower than the Montana state average and 10% below the national average. The effective tax rate is 0.78% on a median home value of $231,700. Property taxes represent 3.1% of the median household income in this county.

Deer Lodge County's rate standing among U.S. counties

Primary signal

The effective rate sits near the national middle

Deer Lodge County's 0.78% effective rate sits near the middle of 3,135 tracked counties (more affordable than 52%).

Decision signal 2

The bill sits below the Montana median

Homeowners in Deer Lodge County pay a median annual property tax of $1,803, notably lower than the national median and well below the Montana state median. On a $231,700 median home, that works out to an effective rate of 0.78% once the local assessment base and millage are combined.

Decision signal 3

Near the middle of Montana counties by effective rate

Deer Lodge County ranks #21 of 56 counties in Montana by effective rate (63% of in-state counties pay a lower rate).

Decision signal 4

The latest release moved the bill up

Since 2023, the published ACS median estimate has ticked up 5.7%, from $1,706 to $1,803. This compares two release estimates; it does not identify a local policy, assessment, exemption, or household-bill cause.

Decision signal 5

Income and the tax bill sit in the middle band

Property taxes in Deer Lodge County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $57,527 median household income.

Informational notice

Figures describe the median homeowner household in Deer Lodge County as reported to the Census Bureau; your parcel can differ. Not tax, legal, or financial advice: check the county assessor or a qualified professional before decisions that depend on these numbers.

Median Annual Tax
$1,803
Above-median bill
-33% vs State -10% vs US
Median Home Value
$231,700
-38% vs State +2% vs US
Effective Tax Rate
0.78%
Below-median rate
+8% vs State -15% vs US

How to read this county's bill

The bill here climbed steeply over 2020-2024, up 28% from $1,409 to $1,803. These ACS medians describe the reported change; they do not identify whether a levy, assessment, home value, or change in the responding households caused it.

The fullest band here is the $800 to $1,499 range, holding 1,039 of 3,267 owner-occupied homes (31.8%). The band shows where the largest share of reported owner-occupied households falls; it is not an individual-bill estimate.

Both figures cluster near the middle of the national range, and the median bill comes to 3.1% of median household income. Counties like this are the reason a national average exists at all, and also the reason it explains so little.

The share above is the median annual bill divided by median household income, a ratio of two county-level medians rather than a household-by-household figure.

What Deer Lodge County Homeowners Actually Pay

The single largest group of Deer Lodge County homeowners, 1,039 of 3,267 owner-occupied homes (31.8%), pays $800 to $1,499 a year. The median is one point in this spread, not a typical bill.

  • Less than $800 8.3% (270)
  • $800 to $1,499 31.8% (1,039)
  • $1,500 to $1,999 14.2% (465)
  • $2,000 to $2,999 27.9% (910)
  • $3,000 or more 15.2% (497)

Census ACS 2024, table B25102. Bands and the no-tax share sum to 100%.

86 homes here (2.6%) report no real estate tax at all. Exemptions are set by state: how Montana handles assessments and appeals.

With vs Without Mortgage

With Mortgage
$2,080
$173/mo
Without Mortgage
$1,455
$121/mo

Mortgaged homeowners in Deer Lodge County pay a substantially higher bill, 43% more, pointing to a wide home-value gap between the two groups.

Deer Lodge County's effective rate vs peers

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Deer Lodge County 0.78%
Montana average 0.72%
U.S. average 0.92%

Deer Lodge County's effective rate is higher than 63% of the 56 counties in Montana - ranking #21 of 56.

Where Deer Lodge County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.78% more affordable than 52% of 3,135 U.S. counties

Show national distribution This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

What changed since 2020

The median bill in Deer Lodge County moved from $1,409 in the 2020 release to $1,803 in 2024, a change of about 28%. These are American Community Survey 5-year estimates compared across releases that share only one sample year, which is why this page never compares consecutive releases: those overlap in four years of the same households and move mostly on sampling.

Deer Lodge County vs Benchmarks

Metric Deer Lodge County Montana Avg U.S. Avg
Median Annual Tax Above-median bill $1,803 $2,693 $1,993
Effective Tax Rate Below-median rate 0.78% 0.72% 0.92%
Median Home Value $231,700 $375,800 $227,791
Tax as % of income Above-median income burden 3.1% - -

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Deer Lodge County is UNDER · MID on ACS medians, still verify your parcel card before quoting the county figure. Estimate appeal savings · Montana counties.

Deer Lodge County rate trail · UNDER

$1,300$1,400$1,500$1,600$1,700$1,800$1,900 20202021202220232024 $1,803
Deer Lodge County ACS median tax 2020–2024: +28% ($1,409 → $1,803).
Year Median Tax (vs prior release) Effective Rate
2024 $1,803 +5.7% 0.78%
2023 $1,706 +9.1% 0.81%
2022 $1,564 -0.4% 0.89%
2021 $1,570 +11.4% 1.08%
2020 $1,409 1.09%

Each row is a separate ACS 5-year release, and consecutive releases share four of their five survey years. The percentage beside each bill is therefore movement in the published estimate against the previous release, not a single year's tax change. The two releases largely describe the same households. For change over time, compare releases that do not overlap.

Deer Lodge County: tax-to-income at 3.1%

Tax-to-Income Ratio
3.1%
of median household income
Median Income
$57,527
per year
Monthly Tax
$150
per month

Counties near Deer Lodge County's effective rate

On effective rate, Deer Lodge County sits nearest Saline County (MO), Randolph County (MO), Pettis County (MO).

On published median-tax change, the nearest matches are Buena Vista County (IA), Baker County (OR), Dickson County (TN).

How peers are chosen

These are the nearest cross-state matches in the published Census data, not neighboring counties or recommendations. Peers are rebuilt with each data release; see the calculation method.

Deer Lodge County: only 4% of returns show Schedule A real-estate tax

Tax year 2022: 170 of 4,460 returns from Deer Lodge County reported real estate taxes, averaging $3,435 - 35% of those reporters sat in the $100-200k AGI band.

What this IRS county file does not say

Amounts are reported before the SALT cap, not deducted; the share is of filers, not homeowners. Source: IRS SOI county data, tax year 2022.

Other Counties in Montana

View all counties in Montana →

Deer Lodge County rate FAQs

What is the tax affordability score for Deer Lodge County?
Deer Lodge County, Montana scores F (37/100) on PlainPropertyTax's tax affordability composite across 5 Census ACS dimensions (effective rate, bill size, income share, mortgage gap, and home-value/income). Its strongest scored dimension here is rate relief at C- (0.78%). The score compares published county medians to U.S. percentiles, it is not a personal bill and not advice to buy, sell, appeal, or relocate.
What is the average property tax in Deer Lodge County, Montana?
The median annual property tax in Deer Lodge County is $1,803, an effective rate of 0.78% on a $231,700 median home (Census ACS, 2024).
How does Deer Lodge County property tax compare to the national average?
Property taxes in Deer Lodge County run notably lower than the national median of $1,993, an effective rate of 0.78% versus 0.92% nationally.
Are property taxes increasing in Deer Lodge County?
The ACS median property-tax bill for Deer Lodge County is recorded at $1,803 in the 2024 5-year release against $1,409 in 2020. That is a large swing, and it should be read as movement in a survey estimate rather than as a tax change: the median here rests on about 3,267 owner-occupied homes, and swings above 50% are roughly twelve times more common in the smallest counties than in the largest. Treat the two figures as imprecise and check the county assessor for actual rate changes.
What percentage of income goes to property taxes in Deer Lodge County?
Property taxes in Deer Lodge County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $57,527 median household income.

What to do with Deer Lodge County's UNDER rate

Inside Montana, Deer Lodge County's $1,803 median bill runs low versus the state median - check peer counties before assuming the lowest bill is the best move. Montana overview →

Deer Lodge County ranks #21 of 56 Montana counties by effective rate - on the higher-burden half of the state ACS set. Montana overview →

Nationwide peers by effective rate (then bill)

Rate-first peers for Deer Lodge County's UNDER effective rate, then a disjoint out-of-state bill set so the two neighborhoods stay distinct.

Similar effective rate

Nearest out-of-state counties by ACS effective rate. This county: 0.78%.

Similar median bill

Nearest out-of-state counties by ACS median annual tax. This county: $1,803/yr. Rate peers are excluded so the two link sets stay distinct.

Read with Deer Lodge County

Nearest ABS(median_tax) ACS peers for Deer Lodge County (UNDER · MID), replacing the old fixed Keep exploring strip.

UNDER MID

Data vintage and method

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates, county median real-estate taxes · 2024 Deer Lodge County (UNDER · MID) - ACS medians, not a parcel bill.