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Montana · County property tax · ACS 2024

Deer Lodge County Property Taxes

The median homeowner in Deer Lodge County pays $1,803 a year, an effective rate of 0.78%, notably lower than the U.S. average.

$1,803
Median tax / yr
0.78%
Effective rate
-10%
vs U.S. average
#21 of 56
rank in MT

The verdict

Homeowners in Deer Lodge County pay a median $1,803 a year in property tax, an effective rate of 0.78%, more affordable than 52% of U.S. counties.

$1,803
Median annual tax bill, 2024
0.78%
Effective rate on median home
#1507 of 3135
U.S. counties by tax burden
-10%
vs the national average bill

Effective rate is the median property tax bill divided by the median home value ($231,700). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for Montana. Owner-occupied homes: 3,267.

The median annual property tax in Deer Lodge County is $1,803, which is 33% lower than the Montana state average and 10% below the national average. The effective tax rate is 0.78% on a median home value of $231,700. Property taxes represent 3.1% of the median household income in this county.

What This Data Tells Us About Deer Lodge County

Homeowners in Deer Lodge County pay a median annual property tax of $1,803, notably lower than the national median and well below the Montana state median. On a $231,700 median home, that works out to an effective rate of 0.78% once the local assessment base and millage are combined.

Property taxes in Deer Lodge County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $57,527 median household income. Since 2023, the median bill has ticked up 5.7%, tracking the county's reassessment cycle and shifts in the underlying home-value distribution.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Deer Lodge County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$1,803
-33% vs State -10% vs US
Median Home Value
$231,700
-38% vs State +2% vs US
Effective Tax Rate
0.78%
+8% vs State -15% vs US

With vs Without Mortgage

With Mortgage
$2,080
$173/mo
Without Mortgage
$1,455
$121/mo

Mortgaged homeowners in Deer Lodge County pay a substantially higher bill, 43% more, pointing to a wide home-value gap between the two groups.

How Deer Lodge County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Deer Lodge County 0.78%
Montana average 0.72%
U.S. average 0.92%

Deer Lodge County's effective rate is higher than 63% of the 56 counties in Montana - ranking #21 of 56 for property tax burden.

Where Deer Lodge County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

0.78% more affordable than 52% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). Below this entry. 0.25%–0.50%: 467 U.S. counties (15%). Below this entry. 0.50%–0.75%: 904 U.S. counties (29%). Below this entry. 0.75%–1.00%: 614 U.S. counties (20%). This entry sits in this band. 1.00%–1.25%: 452 U.S. counties (14%). Above this entry. 1.25%–1.50%: 331 U.S. counties (11%). Above this entry. 1.50%–1.75%: 181 U.S. counties (6%). Above this entry. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Deer Lodge County vs Benchmarks

Metric Deer Lodge County Montana Avg U.S. Avg
Median Annual Tax $1,803 $2,693 $1,993
Effective Tax Rate 0.78% 0.72% 0.92%
Median Home Value $231,700 $375,800 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Deer Lodge County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Montana.

Property Tax History

$1,300$1,400$1,500$1,600$1,700$1,800$1,900 20202021202220232024 $1,803
Median annual property tax in Deer Lodge County, 2020–2024 (ACS). Up +28% over the period.
Year Median Tax Effective Rate
2024 $1,803 +5.7% 0.78%
2023 $1,706 +9.1% 0.81%
2022 $1,564 -0.4% 0.89%
2021 $1,570 +11.4% 1.08%
2020 $1,409 1.09%

Tax Burden

Tax-to-Income Ratio
3.1%
of median household income
Median Income
$57,527
per year
Monthly Tax
$150
per month

Tax Affordability Score

7.9
Affordable

An effective rate notably lower than the national average of 0.92% puts Deer Lodge County in the "Affordable" band for property tax burden.

Very Expensive Very Affordable

How this score is calculated: a 1-10 scale derived mechanically from the ratio of this county's effective rate to the national average effective rate (0.92%) - a ratio at or below 0.5× scores 10, a ratio at or above 2.0× scores 1, with a linear scale between. It is a factual comparison of Census figures only, not a recommendation, quality rating, or endorsement of Deer Lodge County or any other county.

Other Counties in Montana

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Frequently Asked Questions

What is the average property tax in Deer Lodge County, Montana?
The median annual property tax in Deer Lodge County is $1,803, an effective rate of 0.78% on a $231,700 median home (Census ACS, 2024).
How does Deer Lodge County property tax compare to the national average?
Property taxes in Deer Lodge County run notably lower than the national median of $1,993, an effective rate of 0.78% versus 0.92% nationally.
What percentage of income goes to property taxes in Deer Lodge County?
Property taxes in Deer Lodge County run within the commonly cited 2%-4% national benchmark, at about 3.1% of the $57,527 median household income.
Are property taxes increasing in Deer Lodge County?
Since 2023, property taxes in Deer Lodge County have ticked up 5.7%, from $1,706 to $1,803.

What this means in Deer Lodge County

How to use Deer Lodge County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Deer Lodge County's 0.78% effective rate, a $231,700 home implies about $1,803/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Deer Lodge County ranks #21 of 56 counties in Montana by effective rate, compare it against the rest of the state before you judge your bill. Montana overview
  • If your assessed value looks high relative to Deer Lodge County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($231,700); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Data sourced from the U.S. Census Bureau (American Community Survey). See our methodology for details. Retrieved and formatted by PlainPropertyTax Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey. Consult a qualified professional before making decisions based on this data.