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Illinois · County property tax · ACS 2024

Christian County Property Taxes

The median homeowner in Christian County pays $1,891 a year, an effective rate of 1.64%, 5% below the U.S. median.

$1,891
Median tax / yr
1.64%
Effective rate
-5%
vs U.S. median
#68 of 102
rank in IL

The verdict

Homeowners in Christian County pay a median $1,891 a year in property tax, an effective rate of 1.64%, more affordable than 7% of U.S. counties.

$1,891
Median annual tax bill, 2024
1.64%
Effective rate on median home
#2904 of 3135
U.S. counties by tax burden
-5%
vs the national median bill

Effective rate is the median property tax bill divided by the median home value ($115,500). U.S. Census Bureau, ACS 5-Year Estimates · 2024.

Census Bureau ACS property tax data for Illinois. Owner-occupied homes: 10,217.

The median annual property tax in Christian County is $1,891, which is 34% lower than the Illinois state average and 5% below the national average. The effective tax rate is 1.64% on a median home value of $115,500. Property taxes represent 3.0% of the median household income in this county. All property tax data shown below is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, which aggregates self-reported tax payments from homeowner households across the county. This page includes tax trends over multiple years, comparisons with neighboring counties, and a rent-versus-own cost analysis.

What This Data Tells Us About Christian County

Homeowners in Christian County pay a median annual property tax of $1,891, which is 5% lower than the national median and 34% below the Illinois state average. The effective tax rate of 1.64% on a median home value of $115,500 reflects how the local assessment base and millage combine into an actual bill.

Property taxes in Christian County represent about 3.0% of the median household income of $62,611, compared with a common national benchmark of 2% to 4%. Homeowners with a mortgage report a median of $2,050 in annual property tax while those without a mortgage report $1,598 - a gap that usually reflects differences in home value rather than differences in tax rate. Compared with 2023, the median tax bill changed by -0.3%, which tracks reassessment cycles and changes in the underlying home value distribution.

This page is for informational purposes only and is not tax, legal, or financial advice. Figures describe the median homeowner household in Christian County as reported to the Census Bureau, your own bill can differ based on your parcel's assessed value, exemptions, special districts, and municipal overlays. Always consult your county assessor, tax collector, or a qualified professional before making decisions that depend on these numbers.

Median Annual Tax
$1,891
-34% vs State -5% vs US
Median Home Value
$115,500
-25% vs State -49% vs US
Effective Tax Rate
1.64%
-9% vs State +78% vs US

With vs Without Mortgage

With Mortgage
$2,050
$171/mo
Without Mortgage
$1,598
$133/mo

Homeowners with a mortgage typically own higher-valued properties, which can result in higher tax bills.

How Christian County compares

Effective property tax rate (median tax ÷ median home value), ACS 2024.

Christian County 1.64%
Illinois average 1.80%
U.S. average 0.92%

Christian County's effective rate is higher than 33% of the 102 counties in Illinois - ranking #68 of 102 for property tax burden.

Where Christian County sits among every U.S. county

Effective property tax rate (median tax ÷ median home value)

1.64% more affordable than 7% of 3,135 U.S. counties

0.00%–0.25%: 19 U.S. counties (1%). Below this entry. 0.25%–0.50%: 467 U.S. counties (15%). Below this entry. 0.50%–0.75%: 904 U.S. counties (29%). Below this entry. 0.75%–1.00%: 614 U.S. counties (20%). Below this entry. 1.00%–1.25%: 452 U.S. counties (14%). Below this entry. 1.25%–1.50%: 331 U.S. counties (11%). Below this entry. 1.50%–1.75%: 181 U.S. counties (6%). This entry sits in this band. 1.75%–2.00%: 79 U.S. counties (3%). Above this entry. 2.00%–2.25%: 48 U.S. counties (2%). Above this entry. 2.25%–2.50%: 28 U.S. counties (1%). Above this entry. 2.50%–2.75%: 8 U.S. counties (0%). Above this entry. 2.75%–3.00%: 3 U.S. counties (0%). Above this entry. 3.00%–3.25%: 0 U.S. counties (0%). Above this entry. 3.25%–3.50%: 0 U.S. counties (0%). Above this entry. 3.50%–3.75%: 1 U.S. counties (0%). Above this entry. 3.75%–4.00%: 0 U.S. counties (0%). Above this entry. This county 0.00% 4.00% every U.S. county, bucketed by value

Each bar is a band; taller bars hold more U.S. counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2024

Christian County vs Benchmarks

Metric Christian County Illinois Avg U.S. Avg
Median Annual Tax $1,891 $2,851 $1,993
Effective Tax Rate 1.64% 1.80% 0.92%
Median Home Value $115,500 $153,020 $227,791

Source: U.S. Census Bureau, ACS 5-Year Estimates. Tax-burden differences across rows reflect millage decisions, assessment-ratio practices, and the residential-vs-commercial mix of each tax base.

Think your Christian County property tax bill is too high?

A successful appeal can lower your assessed value by 10-25%, cutting your annual tax bill by hundreds or thousands of dollars. Use our free Appeal Savings Estimator to project savings on your specific home, then read our step-by-step appeal guide for the exact procedure in Illinois.

Property Tax History

Median annual property tax in Christian County, 2020–2024 (ACS). Up +11% over the period.

$1,650$1,700$1,750$1,800$1,850$1,900$1,950 20202021202220232024 $1,891
Median annual property tax in Christian County, 2020–2024 (ACS). Up +11% over the period.
Year Median Tax Effective Rate
2024 $1,891 -0.3% 1.64%
2023 $1,896 -0.1% 1.69%
2022 $1,898 +6.3% 1.74%
2021 $1,786 +4.6% 1.86%
2020 $1,707 1.83%

Tax Burden

Tax-to-Income Ratio
3.0%
of median household income
Median Income
$62,611
per year
Monthly Tax
$158
per month

Tax Affordability Score

2.3
Expensive

Based on the effective tax rate of 1.64% compared to the national average of 0.92%. Property taxes in Christian County are above average, contributing to higher housing costs.

Very Expensive Very Affordable

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Frequently Asked Questions

What is the average property tax in Christian County, Illinois?
The median annual property tax in Christian County is $1,891 based on the most recent Census Bureau American Community Survey data. The effective tax rate is 1.64% on a median home value of $115,500.
How does Christian County property tax compare to the national average?
Property taxes in Christian County are 5% below the national average of $1,993. The effective rate of 1.64% compares to 0.92% nationally.
Does having a mortgage affect property taxes in Christian County?
In Christian County, homeowners with a mortgage pay a median of $2,050 in annual property taxes, while homeowners without a mortgage pay $1,598. This difference often reflects the value of homes rather than different tax rates.
What percentage of income goes to property taxes in Christian County?
Property taxes in Christian County represent approximately 3.0% of the median household income of $62,611. The national benchmark is generally 2-4% of household income.
Are property taxes increasing in Christian County?
Property taxes in Christian County changed by -0.3% year-over-year, from $1,896 to $1,891. Check the historical table above for multi-year trends.
How can I appeal my property tax assessment in Christian County?
Property tax appeals in Christian County typically start at the county assessor's office. You can challenge the assessed value of your property by providing evidence of comparable sales, property condition, or assessment errors. Most counties have a 30-90 day window after the assessment notice to file an appeal. See our guide on how to appeal property taxes for step-by-step instructions.

What this means in Christian County

How to use Christian County's property-tax numbers, for budgeting, comparison, or an appeal.

  • At Christian County's 1.64% effective rate, a $115,500 home implies about $1,891/yr, plug in your own home's value to estimate your bill. Estimate your bill
  • Christian County ranks #68 of 102 counties in Illinois by effective rate, compare it against the rest of the state before you judge your bill. Illinois overview
  • If your assessed value looks high relative to Christian County's typical home, you may have grounds to appeal, most jurisdictions have a filing window each year. How to appeal

Effective rate is the county median tax divided by the county median home value ($115,500); your parcel's assessed value, exemptions, and local levies determine your actual bill. U.S. Census Bureau ACS · 2024.

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Data as of 2024. Source: U.S. Census Bureau, American Community Survey 5-Year Estimates.

Property tax data reflects median amounts paid by homeowners. Effective rates are calculated as median tax divided by median home value.

Related

Data sourced from the U.S. Census Bureau (American Community Survey). See our methodology for details. Retrieved and formatted by PlainPropertyTax Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau American Community Survey. Consult a qualified professional before making decisions based on this data.